counter create hit

Health Insurance Marketplace Special Enrollment for Mental Health Crisis: When SEP Applies

Free stock photo via Pexels

When Elena Vasquez, a 29-year-old freelance video editor in Austin, Texas, lost her partner to suicide in November 2025, the grief came first, the funeral arrangements second, and the insurance crisis third. She had been on her partner’s employer-sponsored health plan for three years, and that plan ended automatically the day his employment ended. Elena … Read more

Cognitive Behavioral Therapist Near Me: Finding ABCT-Certified CBT Specialists

Free stock photo via Pexels

Marcus, a 34-year-old engineer from Pittsburgh, had spent two years in weekly talk therapy describing his panic attacks before he asked his therapist a simple question: “Are we ever going to actually do anything about the avoidance?” His therapist, kind but trained mostly in supportive psychotherapy, admitted CBT was not her specialty. Marcus searched the … Read more

Rehab Loan Programs: Financing Treatment When Insurance Falls Short

Free stock photo via Pexels

When Tomás Delgado, a 41-year-old line cook from Albuquerque, New Mexico, finally agreed to enter a 90-day residential treatment program for alcohol use disorder, his family had three days to find $24,000. His insurance covered detox and seven days of inpatient stabilization. The remaining 83 days were on him. His mother offered her retirement savings; … Read more

Insurance for Recovering Addicts: Coverage After Inpatient Rehab and How Treatment History Affects Premiums

Free stock photo via Pexels

Diana Russo, a 34-year-old graphic designer in Phoenix, Arizona, walked out of a 60-day inpatient rehab program in February 2025 with a treatment plan, a list of meetings, and a sponsor’s phone number. She also walked out with a quiet, gnawing fear: now what about insurance? Her employer-sponsored plan had paid for the rehab itself, … Read more

Digital Therapeutics for SUD: FDA-Cleared Apps Like reSET and Pear Therapeutics History

Free stock photo via Pexels

Daniela was thirty-one, an emergency medical technician in Phoenix, when her addiction medicine physician handed her something she had never seen before: a prescription for an app. Not a recommendation, not a suggestion, but an actual prescription written on a pad, transmitted to a specialty pharmacy, and accompanied by a unique access code. The app … Read more